Actual Budget
Spending analysis and safe writes for Actual Budget: every delete previews and asks first.
The current version, v0.8.2, was published to the official MCP registry on 2026-09-01. It is distributed as actual-budget-mcp on npm and as the Docker image ghcr.io/henfrydls/actual-budget-mcp:0.8.2, filed under Other by this index, and declares 6 environment variables. Removals and unreachable sources are measured across every server this index tracks, contract drift across the servers that answer in consecutive snapshots; the index's current counts put this record in context.
Using Actual Budget in Claude, Cursor, Gemini CLI, Cline, or Zed?
MCP tool contracts can change remotely with no version bump. The mcpindex gate pins each contract and HOLDs the call when it drifts-before your agent acts. Zero credentials. This is not the package install for this server itself (use Install this server for that).
Rewrites your MCP host config so each server launches behind the gate. Inspect first: curl -fsSL https://mcpindex.ai/install.sh | less
uv tool install mcpindex-gate && mcpindex-config-wireVerdict not yet evaluated for this tool. The semantic screen takes adversarial cases first; coverage rolls out as the corpus expands (15/150 labels to graduation). The deterministic conformance probe is built but has not yet run on the public corpus, so a recorded verdict here is REVIEW or UNVERIFIED, never a clearing ALLOW. Until a verdict is recorded, an agent should treat this tool as not-yet-cleared and fall back to its own checks. Method: the eval, four-state verdict, honest limits.
Own this server? Screen its description →
That verdict was true at screening time (snapshot 2026-09-01).
Contracts can change after screening, with no version bump. The gate pins Actual Budget’s tool contracts on first sight and holds any silent change before your agent acts - the check that keeps being true on Tuesday.
See your first HOLD in 2 minutes →
Related: how to trust an MCP server · screen before install · silent contract drift
ACTUAL_SERVER_URLURL of your Actual Budget server, for example http://localhost:5006
ACTUAL_PASSWORDPassword for your Actual Budget server
ACTUAL_BUDGET_IDYour budget's Sync ID, found under Settings > Show advanced settings
ACTUAL_ENCRYPTION_PASSWORDOnly needed if your budget file is end-to-end encrypted
ACTUAL_READ_ONLYSet to 1 to hide every write tool from the model, exposing only reads and analysis
ACTUAL_DATA_DIRDirectory for the local budget cache
ACTUAL_SERVER_URLURL of your Actual Budget server. Inside the container localhost is the container, so use host.docker.internal
ACTUAL_PASSWORDPassword for your Actual Budget server
ACTUAL_BUDGET_IDYour budget's Sync ID, found under Settings > Show advanced settings
ACTUAL_READ_ONLYSet to 1 to hide every write tool from the model, exposing only reads and analysis
Buy travel eSIMs, gift cards and mobile top-ups with crypto — user confirms before any order.
Give your AI agent a spending limit: approval controls and single-use virtual cards.
Turns rough requests into sharp Role/Task/Context/Format prompts. Thai and English.